CompTrustAGC

Products

CompTRUST AGC offers a range of insurance and risk management solutions tailored to meet the unique needs of Alabama’s contractors

Coverage and Risk Solutions for Contractors

CompTRUST AGC provides industry-leading coverage options that help contractors manage risk effectively. With a commitment to stability and financial strength, we ensure our members have the coverage they need to operate with confidence.

Deductible and Retro Plans

CompTRUST AGC provides innovative product solutions, including deductibles from $2,500 to $500,000 per occurrence and retrospective plans, to assist our fund members in managing their risk and insurance costs. To explore these options, please contact a CompTRUST AGC underwriter.

Contractors Business Essentials

Running a construction business requires more than winning work. 

Contractor Business Essentials is a free, self-paced learning program designed to help new, small, and growing construction firms strengthen the business side of their operations. The program covers practical topics including leadership, business development, contracts, financial management, risk mitigation, insurance, bonding, bidding, and estimating. 

Whether you are launching a new company, growing an existing firm, or developing future leaders, Contractor Business Essentials provides practical guidance that can be accessed anytime, anywhere. 

Learn More About Contractor Business Essentials!

Out-of-State Coverage

Workers’ compensation coverage for cross-border or out-of-state employees is available through Midwest Employers Casualty Company, a W. R. Berkley Company, and can be obtained by submitting a completed Acord application. Midwest Employers Casualty Company has an A.M. Best Rating of A+ (Superior) and a Financial Size Category of XV.

USL&H

CompTrustAGC understands that some construction projects may need coverage under the United States Longshore & Harbor Workers Act due to the nature of our work and location. CompTRUST AGC can secure USL&H coverage for our Fund Members through our partnership with American Equity Underwriters. Please submit a completed Acord application to receive a quote for USL&H coverage.

AGCP&C

CompTrustAGC members can obtain General Liability, Property, Auto and Equipment fleet insurance policies through Benchmark Insurance Company. Benchmark Insurance Company has an A.M. Best Rating of A (Stable) and Financial Size Category of VIII and provides the assurance and financial stability contractors expect. This product, combined with CompTrustAGC, offers comprehensive coverage to meet the insurance needs of CompTrustAGC members. Submissions for these coverages may be sent to agcpc@wilmingtoninsco.com.

Axon Underwriting

Members of Alabama AGC can obtain Contractors Pollution Liability and Contractors Pollution & Professional Liability coverage through Axon Underwriting. With exclusive policy enhancements and specialized underwriting expertise, this coverage can address gaps and exclusions often found in most CGL policies. For a quote, contact info@axonu.com.

Amwins Excess Liability

The Excess Liability program, provided by CompTrustAGC in partnership with Amwins Brokerage of Alabama and Starstone, offers preferred rates exclusively to Alabama AGC members. The program includes limits of up to $5M over GL, Auto, and Employers’ Liability.  Additional information is available here.

Strengthen Your Business with Alabama AGC

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