CompTrust AGC Products

Deductible and Retro Plans

To help our fund members better manage their risk and insurance costs, CompTRUST AGC offers innovative product solutions such as deductibles, ranging from $5,000 – $500,000 per occurrence, and retrospective plans.  Should you wish to consider such options, please contact a CompTRUST AGC underwriter.

Emerging Contractors Program

Alabama AGC recognizes with its 95+ years of history that many of the companies successful in our industry and marketplace evolved from a start-up business to sophisticated companies with multiple offices located around the state and country.  CompTRUST AGC offers an Emerging Contractors Program for new or emerging contractors who display industry experience and have a history with AGC.  Those who qualify for this program may be subject to additional underwriting review including – completed Acord 130 Application, Supplement Application, Loss Runs, Business Plan, Safety Plan, and Resumes of Key Personnel.

Out-of-State Coverage

CompTRUST AGC provides cross border or out-of-state workers’ compensation coverage through Midwest Employers Casualty Company, a W. R. Berkley Company, with an A.M. Best Rating of A+ (Superior) and Financial Size Category of XV.  Coverage can be obtained via submission on completed Acord application.


By the very nature of the work we do and the region we work in, CompTrustAGC recognizes that some construction projects may require coverage as outlined by the United States Longshore & Harbor Workers Act.  Through its relationship with American Equity Underwriters, CompTRUST AGC may obtain USL&H coverage for its Fund Members.  To obtain a quote for USL& H, please submit a completed Acord application


 AGCP&C provides CompTrustAGC members with the assurance and financial stability contractors expect with General Liability, Property, Auto and Equipment fleet insurance policies through Benchmark Insurance Company with an A.M. Best Rating of A (Stable) and Financial Size Category of VIII.  This product, combined with CompTrustAGC, provides comprehensive coverage to meet the insurance needs of CompTrustAGC members.  Submissions for these coverages may be sent to .

Axon Underwriting

Axon Underwriting provides Contractors Pollution Liability and Contractors Pollution & Professional Liability coverage to members of Alabama AGC.  With exclusive policy enhancements and dedicated underwriting expertise, this coverage can fill the gaps and exclusions found in most CGL policies. To obtain a quote, contact


CompTrustAGC provides its members with Triage, a 24-7-365 telephonic nurse program, that puts the contractor in a position to better manage claims from the very onset of injury.  During the call, an occupational nurse will gather details from the Injured Worker and Supervisor regarding the injury, to provide appropriate medical triage according to established protocols. This may include instructions for self-care first-aid OR a referral to a preferred provider clinic OR a referral to the emergency room.  For more information about triage, please contact Kendra Harrington at 205.730.2868 or at Millennium Risk Managers, LLC.

Safety Meeting App

CompTrust AGC members are provided with a free subscription to Safety Meeting App.  Safety Meeting App offers over 1,100 OSHA-compliant meeting topics covering a wide range of safety topics and checklists for general construction, concrete, electrical, roofing, as well as paving and roadwork. All information is stored digitally and can be accessed, printed, or e-mailed whenever you need it.  Contact to access your subscription.